Public liability insurance - up to £30 million
The Public Liability Insurance provides cover for any third party injury or property damage that arises out of your legal liability/negligence as a BHS member. This is in respect of riding/handling of horses and must be for recreational purposes only.
Personal accident insurance - up to £10,000
The Personal Accident will provide cover for the member only. The benefits payable shall be as follows:
a) Horse related accidents other than while attending an Organised Equestrian Event as defined in scale B, but including traveling to and from such an event.
b) Horse related accidents while attending an Organised Equestrian Event being an official event or official practice/training session organised by or affiliated to the BHS, BSJA, Pony Club, British Riding Clubs, BE, BHDTA, BD, Endurance GB, BEV or FEI, but excluding traveling to and from such an event.
Get in touch with us
To speak to our team about membership, please call us on 02476 840506 ‡, email us at membership@bhs.org.uk or complete our online enquiry form and one of our team will get back to you shortly.
Opening times are 8:35am-5pm from Monday to Thursday and 8:35am-3pm on Friday.
‡ Call may be recorded for monitoring purposes.
Frequently Asked Questions
We've collected the most frequently asked questions about the British Horse Society membership packages and the insurance provided for members.
Membership Options
Gold Adult & Junior Membership
As a BHS Gold Member you will be covered by market leading public liability insurance and personal accident insurance. You will also have access to a huge range of benefits to help you enjoy your life with horses
Find out more about our Gold Membership options here.
Silver Membership
Perfect for all horse lovers who want to support the charity and all our vital work to help protect, improve and build a better life for horses and those who care for them. This membership does not include Personal Accident or Public Liability insurance. Find out more about our Silver membership.
Overseas Membership
If you live outside of the United Kingdom, we also have a membership options available for you. Find out more about our Overseas Membership options.