Thanks for being a part of our herd. You’re not just a member; you’re part of a community that’s making the roads safer for our horses, protecting rights of way and promoting horse welfare through education and support.
Here you’ll find everything about your insurance cover and how you can enjoy a better life with horses. It’s also your go-to spot for discovering all the benefits that come with your membership.
Your membership card
Your membership card is now digital and will be landing in your inbox. Simply pop it into the digital wallet on your phone so you can easily access it when you need to check your insurance expiry date, use it to prove your insurance or when you need your membership number.
Your insurance cover
Accidents are never pleasant, but they’re a fact of life for us all. Your membership comes with best-in-class insurance, including Public Liability Insurance up to £30 million and personal accident cover up to £10,000. It means you can ride with peace of mind, knowing you're well protected!
Public Liability Insurance up to £30 million*
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Our Public Liability Insurance provides cover for third-party injury or property damage caused by your legal liability or negligence as an owner, rider or keeper of horses for recreational purposes^.
Your public liability insurance covers:
- Any accidental injury to anyone or damage to someone else’s property caused by your horse when you’re riding, or if it escapes from your property
- £30 million cover for any one claim.
- Policy Schedule
- Evidence of Public Liability Insurance
- Policy Wording
- Insurance Product Information Document (Public Liability).
^Professional equestrian activities and some high-risk recreational activities are not covered.
Personal Accident Insurance up to £10,000*
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Our Personal Accident Insurance provides cover for accidental death, loss of limb or sight, and permanent total disablement only.
- Policy Wording
- Personal Accident Policy Schedule
- Insurance Product Information Document (Personal Accident).
Please contact our Membership team if you have any questions.
*Terms and conditions apply
24/7 legal support helpline
Operated by Epoq Legal*, the helpline is available to our members and is made up of a team of legal professionals experienced in dealing with both equestrian and personal issues, providing expert advice in a sympathetic and jargon-free way.
Access to BHS stages
Have you ever wanted to work with horses? Our qualifications give you the opportunity to progress in your chosen career or simply improve your knowledge of horse care and riding.
Free subscription to British Horse magazine
You have a free subscription to our British Horse magazine. Each issue is packed full of useful advice, entertaining features, exciting competitions and the latest news and information to help you enjoy your life with horses. Click below to read the latest issue.
Please note – print-outs or photocopies of the voucher for Royal International on page 45 will not be accepted. If you wish to use the voucher, please use the page from your print copy of the magazine. Alternatively, you can register for your free tickets online.
Additional membership benefits
Tickets to leading equestrian events
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Look out for free and discounted tickets to leading equestrian shows throughout the year in enews and in British Horse magazine.
Keep up to date with the horse community
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Our regular enews keeps you up to date on the latest news and any horse events happening near you.
Horse sale agreement
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Our horse sale agreement helps you draw up a legally compliant contract for the sale of your horse or pony. It’ll cover all the specific terms and help to protect your interests should there be any disputes, while giving peace of mind to both parties. The Sale Agreement service is quick and easy to use. Contact the BHS Legal Helpline on 02476 840700 for full details.
Horse loan agreement
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If you’re thinking of loaning your horse out or getting a horse on loan, our horse loan agreement covers everything you need to reduce any risks. Our sample loan agreement document can be used as a basic template and can be personalised to suit you.
FAQs
Insurance FAQs
How do I claim on the insurance?
Public Liability claims should be reported to SEIB Insurance Brokers Ltd’s helpline: 0345 8734907.
Personal Accident claims should be reported to SEIB Insurance Brokers Ltd’s helpline: 0330 6600723.
How do I cancel my insurance?
The insurance cover included within BHS Gold membership is a group policy, so there's no way to cancel just the insurance aspect should you decide that you no longer need the cover. Members who no longer require Public Liability Insurance can opt for our Silver membership, which doesn’t include insurance but allows you to continue being part of our community who are committed to improving the lives of horses and horse lovers across the UK.
How do I know when my insurance cover starts?
Your membership begins when payment confirmation is received via email, if you've joined online or had verbal confirmation from the BHS membership team over the phone. If you've sent in a cheque or direct debit form, you’re insured from the day your cheque or form is received by our membership team.
How do I find my insurance information?
Your current BHS insurance information can be downloaded.
It's important that you understand your insurance policy. See more frequently asked questions here.
Membership FAQs
If you have any questions about your membership, they may have been asked before. See all of our frequently asked questions about membership here. If you can't find an answer to your membership question, please give our friendly team a call on 02476 840506, email us at membership@bhs.org.uk or complete our online enquiry form and one of our team will get back to you.
How do I update my details?
If you need to change personal details such as your email address, home address or direct debit information, you can do so by emailing membership@bhs.org.uk or calling 02476 840506 and speaking to our friendly Membership team.
If you need to change personal details such as your email address, home address or direct debit information, you can do so by emailing membership@bhs.org.uk or calling 02476 840506 and speaking to our friendly Membership team.
How do I renew my membership?
Thank you choosing to stay with us.
- If you pay by Direct Debit, you will be notified before your renewal date. From there, you'll receive your membership card and then your membership will automatically renew.
- If you pay by Direct Debit and would like to make changes to your membership, please call our Membership team
- If you don’t pay by Direct Debit, you'll receive a renewal email prior to your renewal date
What if I want to cancel my Direct Debit?
We’re sorry to see you go! But if you want to cancel your membership, do let us know and make sure to contact your bank to cancel the Direct Debit.
What if I pay my membership a little late?
It’s important to pay your membership on time to ensure your member benefits, such as insurance, don’t lapse. The easiest and safest way to keep on top of your payments is by direct debit (UK bank accounts). You may still receive British Horse and our enews for up to one month after a payment has not been received while we try to get in contact with you.
For more FAQs, visit our Membership FAQs page.
How can I support further?
Our BHS Friend membership offers all of the same benefits as our Gold membership while making a significant donation towards helping to improve the lives of horses and horse lovers across the UK. Email membership@bhs.org.uk, call our Membership team on 02476 840506 or click here for more information.
Get involved
We couldn't do our valuable work without our members. There are many ways for you to get more involved in the wider equestrian community.
