Howden Insurance cover for BHS Accredited Professionals

Please see below the Howden Insurance policy documents. Please note this is a joint policy so your name is not listed. We can provide you with a covering letter which you can use as evidence of your insurance to potential employers and enquirers. If you would like to request this, please email us accreditedprofessionals@bhs.org.uk.

Accredited Professional Coach Schedule

Accredited Professional Groom Schedule

Accredited Professional Coach Personal Accident Schedule

Microsite for Howden insurance, where you can find all the relevant policy details and information- British Horse Society | Howden UK

Remote coaching guidelines:

1.    Ensure you take reasonable precautions at all times per the policy wording.
2.    Carry out a risk assessment and ensure the rider is taking appropriate measures to ensure their own safety in the absence of a coach there in person.
3.    Ask the rider to sign a disclaimer (and request an updated disclaimer on an annual basis). The disclaimer should say that the rider is responsible for their own safety whilst being coached remotely. The rider will ensure that the riding area is safe, their tack and equipment is safe and that they will always have somebody else in attendance in case of emergencies.
4.    Ensure you have emergency contact details for the rider and the full address of the premises where coaching is being undertaken.
5.    Complete rider registration forms
6.    Ensure that if you are coaching anyone under the age of 18, you have a full disclaimer signed by a parent and the parent is visibly present during the lesson.
 
BHS does not encourage jumping lessons to be undertaken remotely.  Any jumping activities must be very carefully considered and under no circumstances should coaches train over cross country fences or fixed/solid fences, including arena cross country type jumps.  If jumping is required you must have a first aid trained person in attendance and all related distances must be specifically measured in accordance with the coaches instructions. The additional person present on the ground must be visible at all times during the lesson.

Please note remote coaching only comes in effect when you renew in 2026. If you require the cover sooner, please contact the APC Team.

 

BHS Gold Membership

Information regarding your Gold membership can be found here

 

APCs with own insurance

If you have taken out your own insurance policy you must ensure you hold cover to include a minimum of £10 million Public Liability Cover for freelance teaching.

Please submit a copy of your policy to us via our certificate submission form. 

 

Accredited Professional Centre Coaches (APCCs)

Your membership package with us doesn't include insurance, please refer to your employer’s insurance cover.